Loans

Choose a borrowing solution that’s right for you

Scotia Plan ® Loan

• Take up to 5 years to pay it back. †
  
• Customized payment structure.
  
• Choose between a fixed or variable interest rate.
  
• Manage your loan online

Auto Loan

• Get up to $200,000 for your next vehicle. ±
  

Grad Auto Loan

• Buy a car up to 90 days before you start a full-time job.
• Skip the down payment with 100% financing. ±

StartRight ® Auto Finance Program

• Qualify for a loan with no Canadian credit history
• Take up to 5 years (60 months) to pay back your loan

Marine and Boat Loan

• Buy a new boat or used sailboat or power boat of any age.
• Take your time to pay off the loan – up to 20 years.
  

Recreational Vehicle Loan (RV)

• $200,000 for your next RV. ±
  

What is a loan?

A loan is a structured financial solution that allows customers to borrow money for a specific need such as making an everyday purchase they need to make or consolidating higher interest debts. Loans can be made available with fixed or variable interest rates and paid back in predictable fixed instalments. If you prefer the stability and structure of a fixed repayment plan, a Scotia Plan Personal Loan may be just what you’re looking for!

Let's get started!

Ways to apply

By phone

Call Scotiabank

In person

Make an appointment at your local branch